The best credit card is the one that matches how you spend. Compare annual fees, rewards and benefits below.
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How to choose
- Look at your last 3 months of spending: groceries, fuel, travel, online shopping.
- Pick the card whose rewards fit your biggest category.
- Check whether the annual fee is waived on a spending target.
- Pay the full bill every month – card interest is often 36–45% a year.
Paying only the minimum due? See the true cost with the EMI calculator.