Home Loan Eligibility: How Much Can You Borrow?
How banks decide how much home loan you get – income, existing EMIs, property value, age and credit score – with a worked example.
NPS: Tax Benefits and Withdrawal Rules (2026)
NPS tax deductions in both regimes, and the new exit rules that let non-government subscribers take up to 80% as a lump sum.
Credit Card Minimum Due: Why It Costs You More
Paying only the minimum due avoids a late fee but not interest. See what it really costs and how to clear card debt faster.
TDS on FD Interest: Limits and How to Avoid It (Form 121)
When banks deduct TDS on deposit interest, the limits for seniors and others, the new Form 121 and how to get excess TDS back.
Home Loan Tax Benefits: What You Can Claim
Interest, principal, stamp duty and joint-loan benefits on a home loan, and what changes under the new tax regime.
Capital Gains Tax on Shares and Mutual Funds (2026-27)
How gains on shares, equity funds and debt funds are taxed in tax year 2026-27, with rates, holding periods and worked examples.
FD vs RD: Which Should You Choose?
Fixed deposit or recurring deposit? How each earns interest, a side-by-side example, tax and TDS, and when to pick which.
PPF Explained: Interest Rate, Rules and Withdrawals
Everything about the Public Provident Fund: 7.1% interest, ₹1.5 lakh yearly limit, 15-year lock-in, loans, withdrawals and tax.
Gratuity: Who Gets It and How It Is Calculated
The gratuity formula, who qualifies under the Labour Codes, a worked example and how much of it is tax-free.
HRA Exemption: How to Calculate It Under the 2026 Rules
The three-part formula for HRA exemption, the 8 cities that now get the 50% rate, and a worked example for tax year 2026-27.