Work out what a loan really costs before you sign – the EMI, the total interest, how much you can borrow, and how much prepaying saves.
- LoansEMI CalculatorMonthly EMI, total interest and the full schedule for any loan.
- LoansHome Loan EMI CalculatorEMI and interest on a home loan, with year-wise schedule.
- LoansCar Loan EMI CalculatorEMI on a new or used car loan, with down payment.
- LoansPersonal Loan EMI CalculatorEMI and true cost of a personal loan.
- LoansHome Loan Eligibility CalculatorHow much home loan your salary can support.
- LoansLoan Prepayment CalculatorInterest and months saved by part-prepaying.
Before you borrow
- Compare the total interest, not just the EMI. A longer tenure lowers the EMI but can double what you pay overall.
- Keep total EMIs within about 40–50% of your take-home pay.
- Ask for the processing fee, prepayment charges and whether the rate is linked to the repo rate.
Compare current rates: home loan interest rates and personal loan interest rates. Facing recovery calls? Read your rights against recovery agents.