Investing

NPS tax deductions in both regimes, and the new exit rules that let non-government subscribers take up to 80% as a lump sum.

Fixed deposit or recurring deposit? How each earns interest, a side-by-side example, tax and TDS, and when to pick which.

Everything about the Public Provident Fund: 7.1% interest, ₹1.5 lakh yearly limit, 15-year lock-in, loans, withdrawals and tax.

SIP or lumpsum? Compare returns on ₹12 lakh, rupee-cost averaging, risk and when each makes sense, with a simple decision guide.