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Salary

Gratuity: Who Gets It and How It Is Calculated

25 October 202625 October 2026 by SumSense Editorial Team
Gratuity: Who Gets It and How It Is Calculated – SumSense guide

The gratuity formula, who qualifies under the Labour Codes, a worked example and how much of it is tax-free.

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HRA Exemption: How to Calculate It Under the 2026 Rules

25 October 202625 October 2026 by SumSense Editorial Team
HRA Exemption: How to Calculate It Under the 2026 Rules – SumSense guide

The three-part formula for HRA exemption, the 8 cities that now get the 50% rate, and a worked example for tax year 2026-27.

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CTC vs In-Hand Salary: Why Your Take-Home Is Lower

25 October 202624 October 2026 by SumSense Editorial Team
CTC vs In-Hand Salary: Why Your Take-Home Is Lower – SumSense guide

Why your monthly salary is lower than CTC ÷ 12: employer PF, gratuity, professional tax and TDS explained with a ₹12 lakh example.

Categories Salary

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SumSense provides free tools and general information. Results are estimates and are not financial, tax or legal advice. For more details, do consult a lawyer or a subject-matter expert. Some links are affiliate links; this never changes the facts we show. © 2026 SumSense.

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